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Personal Accident
Round-the-clock cover for accidents at work, at home, on the road or during sport — with cash benefits that do not depend on fault.
Types of cover
Individual
24-hour worldwide accident cover for one person.
Family
One plan covering both parents and the children.
Group
Staff, students, sports teams and event participants.
Student Package
Accident and medical benefits during school terms and holidays.
What's included
- Accidental death benefit
- Permanent and partial disability
- Medical expenses following an accident
- Weekly income while you cannot work
- Funeral expenses benefit
How claims work
- 1Notify us within seven days of the accident.
- 2Send the police abstract where relevant plus medical reports.
- 3A doctor confirms the degree of injury for disability claims.
- 4The benefit is paid as a lump sum or weekly income.
Medical expense claims in 14 days; disability benefits once the doctor confirms the degree of injury.
Documents, timelines and questions