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Life Insurance

Guaranteed money for your family if something happens to you — and in savings plans, a payout to you if nothing does.

Types of cover

Term Life

Pure protection for a chosen number of years at the lowest premium.

Whole Life

Lifetime cover that also builds a cash value you can borrow against.

Education Policy

A disciplined savings plan that matures when school fees fall due.

Credit Life

Settles an outstanding loan so the debt never passes to your family.

Read the full breakdown of life insurance types

What's included

  • Death from any cause, at any time or place
  • Permanent disability rider
  • Critical illness rider
  • Premium waiver on disability
  • Tax-friendly long-term savings

How claims work

  1. 1The nominated beneficiary contacts us with the policy number.
  2. 2Provide the death certificate and burial permit.
  3. 3We complete the claim forms with the family — no cost to you.
  4. 4The underwriter pays the benefit directly to the beneficiary.

Straightforward death claims are paid in 14–30 days once documents are complete.

Documents, timelines and questions