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Medical Cover
Health plans with cashless access at hundreds of hospitals, built around your family size and budget.
Types of cover
Inpatient
Hospital admission, surgery, ICU and pre-existing conditions after the waiting period.
Outpatient
Consultations, prescribed drugs, lab tests and diagnostics.
Maternity
Antenatal care, normal delivery and caesarean section.
Dental & Optical
Routine dental treatment, eye tests, frames and lenses.
What's included
- Cashless treatment at panel hospitals
- Chronic and pre-existing conditions per plan terms
- Emergency evacuation and ambulance
- Annual wellness check
- Cover for spouse and children on one plan
How claims work
- 1Show your member number at any panel hospital — no cash needed.
- 2For non-panel visits, pay and send us the receipts and reports.
- 3We confirm eligibility with the underwriter.
- 4Reimbursements are paid to your bank or mobile money.
Cashless at panel hospitals is instant; reimbursements are paid within 14–21 days of full documents.
Documents, timelines and questions