← All services
Business Insurance
From a single shop to a multi-site operation, we build a package that keeps trading if something goes wrong.
Types of cover
Fire & Perils
Premises, stock and equipment against fire, flood and impact.
Public Liability
Injury or property damage suffered by customers and the public.
Professional Indemnity
Claims of negligent advice or service against your firm.
Work Injury (WIBA)
The statutory cover for employees injured at work.
What's included
- Buildings, stock, plant and equipment
- Money in transit and in safe
- Employee dishonesty and fidelity
- Business interruption and lost profit
- Goods in transit and marine cargo
How claims work
- 1Report the loss to us within 48 hours.
- 2Preserve the scene and share photos, stock records and invoices.
- 3A loss adjuster is appointed for larger claims.
- 4Settlement is paid to the business account once agreed.
Simple claims in 14–21 days; adjuster-led claims once the report is agreed, usually 30–45 days.
Documents, timelines and questions