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Home Insurance
Whether you own or rent, we cover the building, the contents and the people who keep your home running.
Types of cover
Buildings
The structure itself against fire, flood, storm, impact and subsidence.
Contents
Furniture, electronics and household goods against fire and burglary.
All Risks
Named valuables such as phones, laptops and jewellery, covered anywhere.
Domestic Package
Adds owner's liability and workmen's compensation for house staff.
What's included
- Fire, lightning and explosion
- Burglary involving forcible entry
- Floods, storms and impact damage
- Alternative accommodation while repairs run
- Liability to visitors and domestic staff
How claims work
- 1Tell us as soon as it is safe to do so.
- 2Report theft to the police and get an abstract.
- 3Share photos, receipts or valuations for the affected items.
- 4An assessor confirms the loss and settlement is paid to you.
Small claims in 7–14 days; larger building claims after the assessor's report, usually within 30 days.
Documents, timelines and questions