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Last Expense
A fast, fixed cash benefit released within days so a family can arrange a respectful send-off without borrowing.
Types of cover
Individual
A single fixed benefit for one member.
Family
One premium covering spouse and children.
Extended Family
Adds parents and parents-in-law.
Group / Chama
Group rates for welfare groups, churches and employers.
What's included
- Fixed cash benefit per member
- Mortuary and transport costs
- Cover for named dependants
- Payout typically within 48 hours of documents
- Optional annual benefit increase
How claims work
- 1Call our claims line at any hour.
- 2Send the death certificate or burial permit and the member's ID.
- 3We verify the membership immediately.
- 4Funds are released to the nominated next of kin.
Benefits are typically released within 48 hours of receiving the documents.
Documents, timelines and questions