← Last Expense
Last Expense types explained
Each option below is a real product we place with licensed underwriters. Pick the one that matches how you live or trade, and we will price it the same day.
1
Individual
A single fixed benefit for one member.
2
Family
One premium covering spouse and children.
3
Extended Family
Adds parents and parents-in-law.
4
Group / Chama
Group rates for welfare groups, churches and employers.
Who it suits
- Families who want funeral costs settled fast
- Adults supporting elderly parents
- Chamas, welfare groups and churches
- Employers offering a staff benefit
What's included
- Fixed cash benefit per member
- Mortuary and transport costs
- Cover for named dependants
- Payout typically within 48 hours of documents
- Optional annual benefit increase
What's not covered
- Deaths within the short waiting period after joining
- Members added but never declared or paid for
- Undisclosed terminal illness at joining
- Claims lodged long after the death without explanation