← Home Insurance
Home Insurance types explained
Each option below is a real product we place with licensed underwriters. Pick the one that matches how you live or trade, and we will price it the same day.
1
Buildings
The structure itself against fire, flood, storm, impact and subsidence.
2
Contents
Furniture, electronics and household goods against fire and burglary.
3
All Risks
Named valuables such as phones, laptops and jewellery, covered anywhere.
4
Domestic Package
Adds owner's liability and workmen's compensation for house staff.
Who it suits
- Homeowners with a mortgage or title
- Tenants who only want contents covered
- Landlords renting out apartments
- Families employing house help or a gardener
What's included
- Fire, lightning and explosion
- Burglary involving forcible entry
- Floods, storms and impact damage
- Alternative accommodation while repairs run
- Liability to visitors and domestic staff
What's not covered
- Gradual damp, rot and general wear
- Theft without forcible entry
- Property left unoccupied beyond the stated period
- Damage caused by unapproved structural works