← Motor Insurance
Motor Insurance types explained
Each option below is a real product we place with licensed underwriters. Pick the one that matches how you live or trade, and we will price it the same day.
1
Comprehensive
Accident damage, fire, theft and third-party liability, plus optional excess protector and courtesy car.
2
Third Party Only
The legal minimum: injury and property damage you cause to other road users.
3
Third Party, Fire & Theft
Third-party liability with added protection if your vehicle is stolen or burnt.
4
Commercial & Fleet
Own goods, general cartage and PSV cover with fleet-level discounts.
Who it suits
- Private car owners who want same-day cover notes
- Boda and motorcycle riders needing the legal minimum
- Matatu, taxi and PSV operators
- Businesses running delivery vans or a fleet
What's included
- Accidental collision and overturning
- Fire, explosion and theft
- Third-party injury and property damage
- Windscreen, radio and entertainment limits
- Towing and emergency roadside help
What's not covered
- Driving without a valid licence or while intoxicated
- Wear and tear, mechanical or electrical breakdown
- Using a private vehicle for hire without declaring it
- Loss of cash or personal items left in the car