← Medical Cover
Medical Cover types explained
Each option below is a real product we place with licensed underwriters. Pick the one that matches how you live or trade, and we will price it the same day.
1
Inpatient
Hospital admission, surgery, ICU and pre-existing conditions after the waiting period.
2
Outpatient
Consultations, prescribed drugs, lab tests and diagnostics.
3
Maternity
Antenatal care, normal delivery and caesarean section.
4
Dental & Optical
Routine dental treatment, eye tests, frames and lenses.
Who it suits
- Families wanting one plan for everyone
- Self-employed people with no employer scheme
- Employers covering staff and dependants
- Parents planning for maternity
What's included
- Cashless treatment at panel hospitals
- Chronic and pre-existing conditions per plan terms
- Emergency evacuation and ambulance
- Annual wellness check
- Cover for spouse and children on one plan
What's not covered
- Cosmetic surgery and non-medical procedures
- Conditions declared after the policy started, until the waiting period ends
- Treatment outside the plan's geographical limit
- Self-prescribed drugs and supplements