← Life Insurance
Life Insurance types explained
Each option below is a real product we place with licensed underwriters. Pick the one that matches how you live or trade, and we will price it the same day.
1
Term Life
Pure protection for a chosen number of years at the lowest premium.
2
Whole Life
Lifetime cover that also builds a cash value you can borrow against.
3
Education Policy
A disciplined savings plan that matures when school fees fall due.
4
Credit Life
Settles an outstanding loan so the debt never passes to your family.
Who it suits
- Parents with school-going children
- Anyone repaying a loan or mortgage
- Breadwinners supporting extended family
- Savers who want protection plus a maturity payout
What's included
- Death from any cause, at any time or place
- Permanent disability rider
- Critical illness rider
- Premium waiver on disability
- Tax-friendly long-term savings
What's not covered
- Suicide within the first policy year
- Non-disclosure of a material health condition
- Death from a declared hazardous activity not loaded on the policy
- Lapsed policies where premiums stopped